Seven Reasons To Explain Why Car Stolen Lost Spare Key Is Important
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What to Do If Your Car Keys Are Stolen
It can be a scary experience to lose your car keys. Relax before panicking and make sure you check your pockets, bags, and immediate surroundings.
As opposed to the past when losing or misplacing a vehicle key was not an issue, today's keys need to be deactivated by a locksmith or dealer to prevent theft.
Report it to the Police
Losing your car keys is a frustrating and stressful event. It can disrupt your day, create delays in your plans, and even cost you more money. If your keys are missing out of your pockets or have lost them in the wrong place there are a few things that you should do in order to prevent further issues and protect yourself.
In the beginning, you must make an effort to remain calm and not be overwhelmed. This could cloud your judgment and make it more difficult to find the solution. Relax and examine your pockets, purse, or handbag. If you lost your keys in a public or workplace, ask someone to check whether it was found. Also, if you have spare keys at home house, make sure you check them out.
After you have searched every possible place to find the keys, it's now time to call the police and file a police report. The faster you report the incident, the more effective. This will create a police report and will help you with your insurance claim in the future.
You can do this online by filling out a crime report at the NYPD. To submit the report, you'll require your vehicle registration number and several other details. Once the report has been filed, it is inserted into NCIC records and the state's auto theft computer file. This will stop others from attempting to sell or get an alternative title for the vehicle that was stolen.
It is also advisable to contact your insurance company to inform them of the loss of your spare key. This will enable them to begin the claims process and could even cover any additional expenses you have to incur due to the loss of your keys. Your insurance agent can also advise you on how to improve your car's security to decrease the chance of it being stolen. This could include an immobiliser for your vehicle or tracking devices which can be connected to your key fob, smartphone apps, or the fob of your car key.
Get a New Key
It's not uncommon to lose things in the chaos of your hectic life. Losing your car keys, your favourite pair of sunglasses, or even your debit card can be a major disruption to your plans.
It's not too difficult to change a key for the vehicle that was stolen. There are many choices to pick from when getting a new key, depending on the kind of key your vehicle has.
You can call your dealership or an auto locksmith to make a new key for you. Dealers may charge more, but they can do it quickly. They will also be able to use your vehicle's VIN number to ensure that the new car key is compatible with your specific vehicle.
You can locate a locksmith who can complete the task for less than a dealer, if your vehicle is older and still uses a mechanical key. The locksmith will create keys on the spot and remove the old one's programming to render it useless.
You may need to go to the dealer to purchase a key for a more modern vehicle with transponder chips or a remote-keyless chip. The dealer will require the make and model of the vehicle to match the key.
You should always have a spare car key in case something happens to the original key, or if you are unable to start your car for any reason. You should also check places you would not normally search for keys, like inside pockets of your jacket or pants, or in the bag you carry to work. If you're still having trouble finding your keys, consider getting a GEICO emergency roadside assistance policy. This will give you access to an extensive network of professional auto locksmiths who can assist you to get back on the road in no time. A policy like this in place can save you a lot stress and money in the case of a stolen or lost car key.
Make a claim with Your Insurance Company
The loss of your car keys can cause panic. Your plans to get comfy sweats, order pizza and binge-watch your favorite TV show are thrown into disarray. In the aftermath of a moment of despair, you will most likely calm down, and start to think about what happened. You should remember to call the cops at this moment. Not only will this provide you an identification number that may help to find your keys and keys, but it will inform your insurance company of the incident and offer you suggestions on the best way to proceed when making an insurance claim.
The majority of auto insurance policies pay for the cost of locksmiths or reimburse you in the event that the locksmith you hire creates a new key. If you have roadside protection and your insurer is capable of helping you locate the key. Keep a copy of your police report as well as any receipts you have related to the incident, in case your insurer wants to see them. It is a good idea to save the names and numbers of everyone you talk with, as well as any documents they request.
It is also important to inform your insurance company of the situation to ensure they are on the lookout for any signs of attempted theft. If you are patient it is possible that someone will use the key that is missing to gain entry into your vehicle. They could leave scratches on your ignition or doors.
Since more and more vehicles are equipped with smart keys that is why it is more important to be vigilant about the location of your car keys and to have an extra key just in case. If you do lose your car keys, these tips will ensure that your night or day will not be disrupted.
Change Your Locks
We've all experienced the feeling of losing our keys. It's the end of a long day, and you want to get home to change into your comfortable clothes take a bite of pizza and watch your favorite TV show. You head to your car, only to realize that your keys are nowhere to be found. The panic begins to set in.
While your first reaction might be to call your insurance company for the replacement of your key, you should contact locksmith. Depending on the car and the locks it has, a locksmith will either replace or rekey your keys. If your car is equipped with keys that are traditional locksmith can take an impression of the lock and cut an entirely new key immediately. On the other side, if your vehicle has a key fob and is more advanced in technology you'll likely have to take it to a dealership, and then get the new fob programed for you.
Rekeying locks is a great idea as it ensures that no one else will have your spare key. This is especially important if you're worried that your lost keys may be taken along with your wallet or purse. This will stop your sensitive information from falling into wrong hands and expose you to identity theft.
Rekeying your locks can cost anywhere between $20 and $75. Read reviews before hiring a Locksmith because they're not all created equal. You'll want to make sure they have the appropriate equipment and knowledge for your particular kind of vehicle.
It's costly and time-consuming to change website your locks after your vehicle is stolen however the peace of mind knowing that no one else can have access to your vehicle or personal belongings is well worth it. It's important to submit a police report since this will aid in tracing your stolen property and may even lead to the arrest of an incriminating criminal. Don't forget to report the loss of your keys with your insurance company for your home.